e-Fixed Deposit
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Just a click awayOpening an e-Fixed Deposit Account is easy and fast, and is just a few clicks away on 1bank Internet Banking and Mobile Banking app.
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No signature required
Open an account without filling out or signing forms, without needing to be physically present in the bank branch, and without bank charges.
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Minimum initial deposit amount
The minimum initial deposit amount is €1,000 for deposits in euro, €10,000 (or the equivalent in a foreign currency) for deposits in other currencies.
More information
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The e-Fixed Deposit account is available only to individuals, 1banksubscribers. If you are not currently a 1bank subscriber, please call 800 00 800 to register and open your account.
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You may open an account in any currency, provided that you already have an account in that currency, from which you will transfer funds into your e-Fixed Deposit account.
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The connected account should be a current, instant access, or savings account. If a third party account or joint account is charged for the opening of the eFixed Deposit, then digipass limits/restrictions shall apply.
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The interest rate is set at the beginning of the term. The account is credited with the interest rate applicable for the product on the date of the opening or renewal of the account, and is not subject to any fluctuations.
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Upon renewal the interest is added to the e-Fixed Deposit account.
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On the expiry of the account you may transfer the interest to a connected account. You can do this by sending a secure message at least 3 days prior to the expiry/renewal of the e-Fixed Deposit.
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Send your instructions via 1bank's secure message at least 3 days prior to the expiry/renewal of the e-Fixed Deposit.
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Yes you can increase the balance upon renewal, but only by debiting your personal account.
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Yes, but closing your e-Fixed Deposit account before its expiry incurs an early account repayment charge.
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Learn about the interest rates here.
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Deposits in Bank of Cyprus Public Company Limited are protected by the Deposit Guarantee and Resolution of Credit and Other Institutions Scheme (DGS).
Limit protection of EUR 100.000 per depositor per credit institution.
For more information please click here
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