Starter
From elementary school to undergraduate studies
-
Variable or fixed rate optionOption for a variable interest rate or a fixed interest rate for 10 years or 15 years for the whole duration of the loan.
-
Loan amount
Loan amount cannot exceed €20,000 if the loan is secured with personal guarantees. For loans where a mortgage on a property is offered, the maximum amount can be up to €100.000 and the interest rate is lower.
-
Grace period
Grace period of up to four years on capital payment (you pay only interest).
-
No initial bank fees
There are no initial bank charges.
More information
-
- Parents wishing to cover the costs for educating their child, from elementary school all the way to the university.
- Working students wishing to finance their studies on their own.
-
- Tuition fees (private primary and secondary schools, colleges, universities)
- Books, uniforms, purchase of personal computer, etc
- Transportation
- Living expenses (rent, home equipment, monthly personal expenses)
-
The loan amount is determined by the cost of the tuition fees, other expenses and the instalment amount you will pay.
-
Loans with variable interest rate
15 years: for loan amount up to €50.000
20 years: for loan amount over €50.000Loans with fixed interest rate
Student fixed rate loans are offered with either 10 or 15 years duration.
-
Students aged 18 or older can get the "Youth Pack 18-25" or a free €500 limit VISA/MASTERCARD Classic Credit subscription.
-
You have the right to withdraw from the agreement within:
- 5 business days from the date of the agreement conclusion, when the facility is secured with a mortgage
- 14 calendar days from the date of the agreement conclusion when the facility is provided without any guarantees / securities, or is secured with personal guarantees.
-
Find out more on our current interest rates.
Warning:
The Bank reserves the right to reject any application at its sole discretion and withdraw any plan at any time. If you do not make regular installment payments according to your loan repayment schedule, you may lose your house. There are charges for early loan repayment. In case of variable interest rates, the installment amount and total cost of the facility may increase or decrease depending on variations in the base rate.
Can’t find what you’re looking for?
800.00.800
+35722128000 from abroad Monday to Friday, 07:45 - 18:00 Saturday and Sunday 9:00 - 17:00Find your nearest Branch
Or use one of our ATMs for your everyday transactionsA specialized officer
can get in touch with you to discuss everything you need to know about our products