More information

• Who is eligible?
  • Parents wishing to cover the costs for educating their child, from elementary school all the way to the university.
  • Working students wishing to finance their studies on their own.
• What expenses does the loan cover?
  • Tuition fees (private primary and secondary schools, colleges, universities)
  • Books, uniforms, purchase of personal computer, etc
  • Transportation
  • Living expenses (rent, home equipment, monthly personal expenses)
• How is the loan amount determined?

  Loans with a floating rate

  12 years: for loans with personal guarantees

  15 years: for secured loans

  Loans with a fixed interest rate of 10 and 15 years

  It can be neither shorter nor longer than the duration of the fixed period you choose (10 years or 15 years).

• What is the duration of the loan?

  Maximum loan duration is 15 years for loans up to €50,000 and 20 years for loans over €50,000.

• Are there any benefits for the student?

  • Students aged 18 or older can get the "Youth Pack 18-25" or a free €500 limit VISA/MASTERCARD Classic Credit subscription.

• Can I change my mind?

  You have the right to withdraw from the agreement:

  • Within 5 business days from the date of its conclusion, when the facility is secured with a mortgage on a house
  • Within 14 calendar days from the date of its conclusion when the facility is secured with personal guarantees.
• What is the interest rate?

  Find out more on our current interest rates.