eProducts - New Facility
Option through which you can apply for facilities (eProducts), of Euro Currency, with favourable interest rates and without the need for visiting the branch many times for completing your application.
General Information
- The transaction is available only to retail subscribers, permanent residents in Cyprus
- You cannot proceed with an application if you have other pending requests for facilities with the Bank
- Although you will get an automatic decision through 1bank, the application will always pass to your Banker for further review. In case the automatic decision is conditional approval the Banker will contact you for arranging a visit with you at your branch where you should provide all the necessary information (originals) and sign the relevant contracts
- When the whole process is completed the account is opened in your name. Joint or third party accounts cannot be opened
- eProducts for facilities, which are currently available are:
- ePersonal Loan
- eCar Hire Purchase
- eOverdraft Account
- eCredit Card
- eStudent Loan
- eHousing Loan
ePersonal Loan - Application Process
Step 1 - Reply to questions and read the disclaimers
- Registered Mobile Number: Ensure that your registered mobile number at the Bank’s systems is correct
- Are you a Permanent Resident in Cyprus: Click Yes or No, accordingly
- Is your income in Euro: Click Yes or No, accordingly
- Next: Click to view next page
Step 2 - Fill in application fields
Before proceeding please study the guidelines for correct entry of significant fields
- Type: Select the eProduct Type
- View the Product Characteristics: Click to view product characteristics
- Purpose: Select from drop down more details about the purpose of the facility
- Collaterals: Select one type of collateral that will be provided by you (if requested)
- Required amount: Enter the amount you request for this facility
- Duration: Define a duration for the facility
- Installment Calculation: Click on the button to view the repayment schedule
- Detailed Repayment Schedule: Click the (+) to view more details about the repayment schedule
- View and Print Pre-contractual Agreement: Click to View, Read and Print the Pre-contractual Agreement (if a Pre-contractual Agreement is presented)
- I have Read and Accept the Precontractual Agreement: Click to Accept the Precontractual Agreement (if a Pre-contractual Agreement is presented)
- Next: Click to view next page
Step 3 - Enter your personal information
- Net Monthly Income: Complete the field in accordance to the guidelines
- Monthly Expenses: Complete the field in accordance to the guidelines
- Credit Balances in Other Banks: Enter Amount. Amount to be estimated in Euro
- Profession: Select from Drop Down
- Years with Current Employer: Select from Drop Down
- Unemployment Period: Enter unemployment period (field available only if profession entered is unemployment)
- Is your Salary Deposited into a Bank of Cyprus Account: Select from Drop Down
- Education Level: Select from Drop Down
- Next: Click to view next page
Step 4 - Provide Supporting Documents
- Attach supporting documents: Attach all requested documents (payroll slip, utility bill in your name)
- Next: Click to view next page
- Confirm: Click to confirm the transaction
- Transaction Number: The system returns a message on the top part of the screen containing the status of the transaction. Click on the Transaction Number to view the details of the transaction
eCar Hire Purchase - Application Process
Step 1 - Reply to questions and read the disclaimers
- Registered Mobile Number: Ensure that your registered mobile number at the Bank’s systems is correct
- Are you a Permanent Resident in Cyprus: Click Yes or No, accordingly
- Is your income in Euro: Click Yes or No, accordingly
- Next: Click to view next page
Step 2 - Fill in application fields
Before proceeding please study the guidelines for correct entry of significant fields
- Type: Select the eProduct Type
- View the Product Characteristics: Click to view product characteristics
- Purpose: Select from drop down more details about the purpose of the facility
- Value of item: Enter value as per relative invoice
- Required amount: Enter the amount you request for this facility
- Duration: Define a duration for the facility
- Installment Calculation: Click on the button to view the repayment schedule
- Detailed Repayment Schedule: Click the (+) to view more details about the repayment schedule
- Advance Payment: Proceed if you agree to pay the displayed amount as advance payment
- View and Print Pre-contractual Agreement: Click to View, Read and Print the Pre-contractual Agreement (if a Pre-contractual Agreement is presented)
- Accept Precontractual Agreement: Click to Accept the Precontractual Agreement(if a Pre-contractual Agreement is presented)
- Next: Click to view next page
Step 3 - Enter your personal information
- Net Monthly Income: Complete the field in accordance to the guidelines
- Monthly Expenses: Complete the field in accordance to the guidelines
- Credit Balances in Other Banks: Enter Amount. Amount to be estimated in Euro
- Profession: Select from Drop Down
- Years with Current Employer: Select from Drop Down
- Unemployment Period: Enter unemployment period (field available only if profession entered is unemployment)
- Is your Salary Deposited into a Bank of Cyprus Account: Select from Drop Down
- Education Level: Select from Drop Down
- Next: Click to view next page
Step 4 - Provide Supporting Documents
- Attach supporting documents: Attach all requested documents (payroll slip, utility bill in your name)
- Next: Click to view next page
- Confirm: Click to confirm the transaction
- Transaction Number: The system returns a message on the top part of the screen containing the status of the transaction. Click on the Transaction Number to view the details of the transaction
eOverdraft Account - Application Process
Step 1 - Reply to questions and read the disclaimers
- Registered Mobile Number: Ensure that your registered mobile number at the Bank’s systems is correct
- Are you a Permanent Resident in Cyprus: Click Yes or No, accordingly
- Is your income in Euro: Click Yes or No, accordingly
- Next: Click to view next page
Step 2 - Fill in application fields
Before proceeding please study the guidelines for correct entry of significant fields
- Type: Select the eProduct Type
- View the Product Characteristics: Click to view product characteristics
- Purpose: Select from drop down more details about the purpose of the facility
- Required amount: Enter the amount you request for this facility
- Installment Calculation: Click on the button to view the repayment schedule
- Detailed Repayment Schedule: Click the (+) to view more details about the repayment schedule
- View and Print Pre-contractual Agreement: Click to View, Read and Print the Pre-contractual Agreement (If a Pre-contractual Agreement is presented)
- I have Read and Accept Precontractual Agreement: Click to Accept the Precontractual Agreement (If a Pre-contractual Agreement is presented)
- Next: Click to view next page
Step 3 - Enter your personal information
- Net Monthly Income: Complete the field in accordance to the guidelines
- Monthly Expenses: Complete the field in accordance to the guidelines
- Credit Balances in Other Banks: Enter Amount. Amount to be estimated in Euro
- Profession: Select from Drop Down
- Years with Current Employer: Select from Drop Down
- Unemployment Period: Enter unemployment period (field available only if profession entered is unemployment)
- Is your Salary Deposited into a Bank of Cyprus Account: Select from Drop Down
- Education Level: Select from Drop Down
- Next: Click to view next page
Step 4 - Provide Supporting Documents
- Attach supporting documents: Attach all requested documents (payroll slip, utility bill in your name)
- Next: Click to view next page
- Confirm: Click to confirm the transaction
- Transaction Number: The system returns a message on the top part of the screen containing the status of the transaction. Click on the Transaction Number to view the details of the transaction
eCredit Card - Application Process
Step 1 - Reply to questions and read the disclaimers
- Registered Mobile Number: Ensure that your registered mobile number at the Bank’s systems is correct
- Are you a Permanent Resident in Cyprus: Click Yes or No, accordingly
- Is your income in Euro: Click Yes or No, accordingly
- Next: Click to view next page
Step 2 - Fill in application fields
Before proceeding please study the guidelines for correct entry of significant fields
- Type: Select the eProduct Type
- View the Product Characteristics: Click to view product characteristics
- Purpose: Select from drop down more details about the purpose of the facility
- Required amount: Enter the amount you request for this facility
- Installment Calculation: Click on the button to view the repayment schedule
- Detailed Repayment Schedule: Click the (+) to view more details about the repayment schedule
- View and Print Pre-contractual Agreement: Click to View, Read and Print the Pre-contractual Agreement (If a Pre-contractual Agreement is presented)
- I have Read and Accept Precontractual Agreement: Click to Accept the Precontractual Agreement (If a Pre-contractual Agreement is presented)
- Next: Click to view next page
Step 3 - Enter your personal information
- Net Monthly Income: Complete the field in accordance to the guidelines
- Monthly Expenses: Complete the field in accordance to the guidelines
- Credit Balances in Other Banks: Enter Amount. Amount to be estimated in Euro
- Profession: Select from Drop Down
- Years with Current Employer: Select from Drop Down
- Unemployment Period: Enter unemployment period (field available only if profession entered is unemployment)
- Is your Salary Deposited into a Bank of Cyprus Account: Select from Drop Down
- Education Level: Select from Drop Down
- Next: Click to view next page
Step 4 - Provide Supporting Documents
- Attach supporting documents: Attach all requested documents (payroll slip, utility bill in your name)
- Next: Click to view next page
- Confirm: Click to confirm the transaction
- Transaction Number: The system returns a message on the top part of the screen containing the status of the transaction. Click on the Transaction Number to view the details of the transaction
eStudent Loan - Application Process
Step 1 - Reply to questions and read the disclaimers
- Registered Mobile Number: Ensure that your registered mobile number at the Bank’s systems is correct
- Are you a Permanent Resident in Cyprus: Click Yes or No, accordingly
- Is your income in Euro: Click Yes or No, accordingly
- Next: Click to view next page
Step 2 - Fill in application fields
Before proceeding please study the guidelines for correct entry of significant fields
- Type: Select the eProduct Type
- View the Product Characteristics: Click to view product characteristics
- Purpose: Select from drop down more details about the purpose of the facility
- Collaterals: Select one type of collateral that will be provided by you
- Required amount: Enter the amount you request for this facility
- Duration: Define a duration for the facility
- Installment Calculation: Click on the button to view the repayment schedule
- Detailed Repayment Schedule: Click the (+) to view more details about the repayment schedule
- View and Print Pre-contractual Agreement: Click to View, Read and Print the Pre-contractual Agreement (If a Pre-contractual Agreement is presented)
- I have Read and Accept the Precontractual Agreement: Click to Accept the Precontractual Agreement (If a Pre-contractual Agreement is presented)
- Next: Click to view next page
Step 3 – Enter your personal information
- Net Monthly Income: Complete the field in accordance to the guidelines
- Monthly Expenses: Complete the field in accordance to the guidelines
- Credit Balances in Other Banks: Enter Amount. Amount to be estimated in Euro
- Profession: Select from Drop Down
- Years with Current Employer: Select from Drop Down
- Unemployment Period: Enter unemployment period (field available only if profession entered is unemployment)
- Is your Salary Deposited into a Bank of Cyprus Account: Select from Drop Down
- Education Level: Select from Drop Down
- Next: Click to view next page
Step 4 – Provide Supporting Documents
- Attach supporting documents: Attach all requested documents (payroll slip, utility bill in your name)
- Next: Click to view next page
- Confirm: Click to confirm the transaction
- Transaction Number: The system returns a message on the top part of the screen containing the status of the transaction. Click on the Transaction Number to view the details of the transaction
eHousing Loan - Application Process
Step 1 - Reply to questions and read the disclaimers
- Registered Mobile Number: Ensure that your registered mobile number at the Bank’s systems is correct
- Are you a Permanent Resident in Cyprus: Click Yes or No, accordingly
- Is your income in Euro: Click Yes or No, accordingly
- Next: Click to view next page
Step 2 - Fill in application fields
Before proceeding please study the guidelines for correct entry of significant fields
- Type: Select the eProduct Type
- View the Product Characteristics: Click to view product characteristics
- Purpose: Select from drop down more details about the purpose of the facility
- Value of Property / Cost of Renovation: Enter value as per relative invoice
- Required amount: Enter the amount you request for this facility
- Duration: Define a duration for the facility
- Installment Calculation: Click on the button to view the repayment schedule
- Detailed Repayment Schedule: Click the (+) to view more details about the repayment schedule
- Contribution: Proceed if you agree to pay the displayed amount as contribution
- View and Print Pre-contractual Agreement: Click to View, Read and Print the Pre-contractual Agreement (If a Pre-contractual Agreement is presented)
- Accept Precontractual Agreement: Click to Accept the Precontractual Agreement (If a Pre-contractual Agreement is presented)
- Next: Click to view next page
Step 3 - Enter your personal information
- Net Monthly Income: Complete the field in accordance to the guidelines
- Monthly Expenses: Complete the field in accordance to the guidelines
- Credit Balances in Other Banks: Enter Amount. Amount to be estimated in Euro
- House Within Residential Area: Click if the House is Within Residential Area
- Profession: Select from Drop Down
- Years with Current Employer: Select from Drop Down
- Unemployment Period: Enter unemployment period (field available only if profession entered is unemployment)
- Is your Salary Deposited into a Bank of Cyprus Account: Select from Drop Down
- Education Level: Select from Drop Down
- Next: Click to view next page
Step 4 – Provide Supporting Documents
- Attach supporting documents: Attach all requested documents (payroll slip, utility bill in your name)
- Next: Click to view next page
- Confirm: Click to confirm the transaction
- Transaction Number: The system returns a message on the top part of the screen containing the status of the transaction. Click on the Transaction Number to view the details of the transaction